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If your number one criterion for picking a premium credit card is rewards, the Sapphire Reserve is a great option. Read Our Review Read Our Review A looong arrow, pointing right
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For example, 50,000 points are worth $750 toward travel'
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When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card.
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Keep reading for a look at the best premium rewards cards and how to choose the best one for you. Paying hundreds of dollars for a premium credit card won't make sense for everyone, but if you take advantage of enough benefits, it can be well worth the money. If you want perks like annual statement credits and airport lounge access, though, you'll be looking at premium cards in the $250 to $550-a-year range.
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Some of the top rewards credit cards - including the Chase Sapphire Preferred® Card and the Capital One Venture Rewards Credit Card - have moderate annual fees and include a strong mix of rewards and travel/purchase protections. The best premium credit cards of January 2022